> ## Documentation Index
> Fetch the complete documentation index at: https://docs.methodfi.com/llms.txt
> Use this file to discover all available pages before exploring further.

# The payment instrument endpoint

The PaymentInstrument endpoint allows the creation and retrieval of card credentials for checkout, such as card account details or a network token, as well as inbound ACH / wire payment instruments for receiving payments.

**The PaymentInstrument endpoint is available as a:**

| Type | Use-Case |
| - | - |
| `Product` | On-Demand view of an Account's payment instruments. |

## Payment Instrument Objects

```json Card Payment PaymentInstrument theme={null}
{
  "id": "pmt_inst_pd788hPVhLT37",
  "account_id": "acc_GAzrD99cUqGEN",
  "type": "card",
  "card": {
    "number": "5555555555551580",
    "exp_month": "04",
    "exp_year": "2027",
    "cvv": "878",
    "billing_zip_code": "12345"
  },
  "network_token": null,
  "inbound_achwire_payment": null,
  "chargeable": true,
  "status": "completed",
  "error": null,
  "created_at": "2025-04-03T19:30:56.039Z",
  "updated_at": "2025-04-03T19:30:56.039Z"
}
```

```json Network Token PaymentInstrument theme={null}
{
  "id": "pmt_inst_pd788hPVhLT37",
  "account_id": "acc_GAzrD99cUqGEN",
  "type": "network_token",
  "card": null,
  "network_token": {
    "token": "1234567890123456"
  },
  "inbound_achwire_payment": null,
  "chargeable": true,
  "status": "completed",
  "error": null,
  "created_at": "2025-04-03T19:30:56.039Z",
  "updated_at": "2025-04-03T19:30:56.039Z"
}
```

```json Inbound Achwire Payment Token PaymentInstrument theme={null}
{
  "id": "pmt_inst_cLbaArHhfDBDf",
  "account_id": "acc_GAzrD99cUqGEN",
  "type": "inbound_achwire_payment",
  "card": null,
  "network_token": null,
  "inbound_achwire_payment": {
    "account_number": "2517228863",
    "routing_number": "026015244",
    "reversal_account": "acc_BcRdHNjb9TYKY"
  },
  "chargeable": true,
  "status": "completed",
  "error": null,
  "created_at": "2025-12-11T00:12:58.639Z",
  "updated_at": "2025-12-11T00:12:58.639Z"
}
```


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