> ## Documentation Index
> Fetch the complete documentation index at: https://docs.methodfi.com/llms.txt
> Use this file to discover all available pages before exploring further.

# The payoffs endpoint

The Payoffs endpoint retrieves a payoff quote in real-time from the Account’s financial institution / lender.

> [!NOTE]
>
> Payoffs are currently only available for Auto Loan and Mortgage accounts

**The Payoff endpoint is available as a:**

| Type | Use-Case |
| - | - |
| `Product` | On-Demand retrieval of auto loan payoff (amount, per diem, etc) from the Account’s financial institution |

## Payoff Objects

## Webhook Payload

The [Webhook](https://docs.methodfi.com/2026-03-30/reference/webhooks/overview.md) payload will contain the following information:

```json theme={null}
{
  "id": "string",
  "type": "payoff.create" | "payoff.update",
  "path": "/accounts/<acc_id>/payoffs/<pyf_id>",
}
```

```json THE PAYOFF OBJECT theme={null}
{
  "id": "pyf_ELGT4hfikTTCJ",
  "status": "completed",
  "amount": 6083988,
  "term": 15,
  "per_diem_amount": null,
  "error": null,
  "created_at": "2024-03-14T01:41:28.434Z",
  "updated_at": "2024-03-14T01:41:28.655Z"
}
```


This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.