> ## Documentation Index
> Fetch the complete documentation index at: https://docs.methodfi.com/llms.txt
> Use this file to discover all available pages before exploring further.

# The transactions endpoint

The Transactions endpoint retrieves near real-time transaction notifications for Credit Card and Debit Card Accounts directly from the card networks.

> [!NOTE]
>
> Subscription to Transactions is required before receiving transactional data for an account. Contact your Method CSM for access.

**The Transactions endpoint is available as a:**

| Type | Use-Case |
| - | - |
| `Subscription` | Near real-time transaction notifications for Credit / Debit Card Accounts |

## Transaction Objects

## Webhook Payload

The [Webhook](https://docs.methodfi.com/2026-03-30/reference/webhooks/overview.md) payload will contain the following information:

```json theme={null}
{
  "id": "string",
  "type": "transaction.create" | "transaction.update",
  "path": "/accounts/<acc_id>/transactions/<txn_id>",
}
```

```json THE TRANSACTION OBJECT theme={null}
{
  "id": "txn_t73AdHRFYwhT9",
  "account_id": "acc_XtKTpHLGhD9Qn",
  "status": "posted",
  "descriptor": "SQ *BENNU COFFEE",
  "merchant": {
    "name": "Bennu Coffee",
    "logo": null
  },
  "merchant_category_code": "5441",
  "amount": 3764,
  "auth_amount": 3764,
  "currency_code": "USD",
  "transaction_amount": 3764,
  "transaction_auth_amount": 3764,
  "transaction_currency_code": "USD",
  "transacted_at": "2025-03-05T07:48:06.000Z",
  "posted_at": "2025-03-06T05:00:00.000Z",
  "voided_at": null,
  "original_txn_id": null,
  "created_at": "2025-03-24T03:54:29.283Z",
  "updated_at": "2025-03-24T04:04:39.200Z"
}
```


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