The account verification sessions endpoint

The account verification manages required verification to enable products for ACH or Liability accounts.

For example, ACH Accounts require a verified AccountVerificationSession before they can be used as a source for Payments.

AccountVerificationSession Objects

Verification Types

Type	Description
micro_deposits	To verify a checking or savings account, two small amounts between $0.20 - $0.99 of money will be deposited into the ACH account, once received (within 1 - 3 business days) the account holder will then verify the amounts (in cents) that were deposited.
plaid	The ACH Account is verified by providing balance and transaction data from Plaid.
teller	The ACH Account is verified by providing balance and transaction data from Teller.
mx	The ACH Account is verified by providing account and transaction data from MX.
trusted_provisioner	The ACH Account is auto verified based on whitelisted routing numbers for the team.
auto_verify	The ACH account is verified automatically upon creation, if this configuration is enabled for the team.
standard	The Liability Account is verified in real-time by the isuser by providing the full account/card number.
pre_auth	The Credit Card Account is verified in real-time by the issuer and card networks by providing the full card number, expiration date, and cvv.
network	The Credit Card Account is verified in real-time by the issuer and card networks by providing the full card number, expiration date, and cvv.

Webhook Payload

The Webhook payload will contain the following information:

{
  "id": "string",
  "type": "account_verification_session.create" | "account_verification_session.update",
  "path": "/accounts/<acc_id>/verification_sessions/<avf_id>",
}

Pre-auth

{
  "id": "avf_DjkdemgTQfqRD",
  "account_id": "acc_yVf3mkzbhz9tj",
  "status": "pending",
  "error": null,
  "type": "pre_auth",
  "pre_auth": {
    "exp_year": "xxxx",
    "exp_month": "xx",
    "exp_check": null,
    "cvv": null,
    "cvv_check": null,
    "billing_zip_code": "xxxxx",
    "billing_zip_code_check": null,
    "number": "xxxxxxxxxxxxxxxx",
    "pre_auth_check": null
  },
  "created_at": "2024-03-14T02:02:24.862Z",
  "updated_at": "2024-03-14T02:02:24.862Z"
}