Create a KBA Verification

Knowledge-Based Authentication (KBA) creates a new for verifying an Entity’s identity via Method’s KBA verification process.

This starts the verification process by sending a list of security “out-of-wallet” questions in the response for the Entity to answer to verify their identity.

Path Parameters

Body

Returns

Returns an object.

cURL

curl https://production.methodfi.com/entities/ent_hy3xhPDfWDVxi/verification_sessions \
  -X POST \
  -H "Authorization: Bearer sk_WyZEWVfTcH7GqmPzUPk65Vjc"
  -H "Content-Type: application/json" \
  -d '{
    "type": "identity",
    "method": "kba",
    "kba": {}
  }'

Response

{
  "id": "evf_ywizPrR6WDxDG",
  "entity_id": "ent_hy3xhPDfWDVxi",
  "status": "in_progress",
  "type": "identity",
  "method": "kba",
  "kba": {
    "questions": [
      {
        "id": "qtn_xgP6cGhq34fHW",
        "text": "Which of these street names are you associated with?",
        "answers": [
          {
            "text": "21st (Correct)",
            "id": "ans_dbKCwDGwrrBgi"
          },
          {
            "text": "Majestic (Incorrect)",
            "id": "ans_8mpbq3AYPBt9z"
          },
          {
            "text": "Northland (Incorrect)",
            "id": "ans_bwtghTrmgRwDF"
          },
          {
            "text": "Southbridge (Incorrect)",
            "id": "ans_LjBPkzyVRfMGw"
          },
          {
            "text": "None of the Above (Incorrect)",
            "id": "ans_Cw6VGEwYTNdhD"
          }
        ]
      },
      {
        "id": "qtn_kmfdEftQ9zc6T",
        "text": "What is the monthly payment of your most recent auto loan or lease?",
        "answers": [
          {
            "text": "$201 - $300 (Correct)",
            "id": "ans_LXN83xnJAUNFb"
          },
          {
            "text": "$301 - $400 (Incorrect)",
            "id": "ans_C9RKnNAaxQn4m"
          },
          {
            "text": "$501 - $600 (Incorrect)",
            "id": "ans_9nqVjtNhXykLC"
          },
          {
            "text": "$601 - $700 (Incorrect)",
            "id": "ans_9qBFfNDy7fP4K"
          },
          {
            "text": "None of the Above (Incorrect)",
            "id": "ans_kEQHmaDrYDRF8"
          }
        ]
      },
      {
        "id": "qtn_6mWegPLBpAFxb",
        "text": "Which of the following is a current or previous employer?",
        "answers": [
          {
            "text": "Forward Lending Inc (Correct)",
            "id": "ans_EKi47D8wA6YN3"
          },
          {
            "text": "Network Appliance (Incorrect)",
            "id": "ans_prxEE8KhVkyWt"
          },
          {
            "text": "Northwest Community Healthcare (Incorrect)",
            "id": "ans_EYnd7dPzMbnaN"
          },
          {
            "text": "Russell Investment Group (Incorrect)",
            "id": "ans_7pCJRChVMN4tD"
          },
          {
            "text": "None of the Above (Incorrect)",
            "id": "ans_Mh7MMg7azapNq"
          }
        ]
      }
    ],
    "authenticated": false
  },
  "error": null,
  "created_at": "2024-04-11T19:23:44.727Z",
  "updated_at": "2024-04-11T19:23:44.727Z"
}